The Microfinance Revolution: Sustainable Finance for the Poor presents the modern thoery of Microfinance. Typically to answer questions like why to lend out to poor and what is the guarantee that the small money lent will be repaid by the poor. A list of detailed research paper about the same appears here. Scoring to lend!! Why would some poor person give money which was lent. I would say only if the money which he got made him some profit! My idea of economy is something is profitable only if it makes a profit for the consumer.

Yahoo shopping, has done a great job but still i cannot find a motorcycle which i want to buy! Clutter..

Monthly Average Graph (Indian Rupee, American Dollar) 2005of Rupee vs. Dollar shows a constant decline of dollar. Dollar is hitting a huge valley. About a year before it was 46.5 Rs. and now its 43.37!! Man!! day by day seems the amount i'm earning is useless, and my efforts, dreams not as grandeur!!

The other thing which have always confused me is how the banks give exhange rates to customers. Is ICICI Money2India good enough for transacting money to my family in India or I losing like a rupee for each dollar. I dont understand. May be one of these days i'll read something or meet someone who really is street smart in this......but as of now my money is hitting the sink...zooop!!!

Infinite Photos thats my collection and if you can browse them all i have equal number of them else where!!! Like all other mortals i'm having a tough time keeping my media (photos, videos, music), writings, emails, blogs, wikis, yahoogroups, msngroups and bookmarks away from fragmentation and at one nice location!! It would be really nice if there way to aggregrate all of them in some fashion where my family, friends, co-workers and aquaintances would view and collaborate on them.

The two most important factors for this to happen is that the medium has to be quick and easy to use. I can setup my home page to point and aggregate all of it its fast for me and works but i wont be able to collaborate on this. And yep it doesn't scale.

So well come to new age phenomena... fragmentation of the golden egg!!! Every one agrees that the inet is the hen which gives a golden egg but unfortunately there are too many stake-holders for this golden egg or as rappers might put it too many daddy's for a little chusa....:)

Salsa Zone

I'm learning Salsa from Michelle Badion at the UW Experimental classes. I'm pretty interested by the moves I learned so far. Here is the sampler, well not a video tape yet but just more ramblings :).

• Dont do basic steps at any point the easiest thing to make the follower feel that she is going places is to keep doing half turns all the time.
  
• If you are in a close hand position and want to go to open arm position then do a half turn to get in that position.
  
• Basic step 1-3, turn - turn - turn 5-7, Back Step 1, She 2 goes, Back Step 3, he goes 5, back step 6, she goes 7, basic 1-3 : Is michelle favorite turn!
  
• Fancy turn: raise her arm- 1, back turn 2-3, turn her around to side 5-7 and she is locked in to you, front step 1,-3, turn her out 5-7 ...
  
• Side step has three turns: Full swing (one and half turn) outside turn, Half inside turn, full inside turn.
  
• Side step is like basic 1-3 and step on side on 5 and 6-7 is the turn or she goes to the other side (ie half turn).
  

Thats all for Salsa as of now. I have to write the step in more detail and there are quite a few i forgot ;).

VaiBHAv's Homepage The UCSC all in one web-page, which i so dearly and nearly need to update. Its time to thing of a webstrategy, there is a craze nowaday of blogging. Atanu Dey, keep one for his ramblings, and seems folks have started aggregating desi bloggers!

Blogging is a great concept as it serves the purpose of keeping a daily dairy and a list of web-marks. But i dont know sometimes I would like to write things which are just for me not public and i love to use a book and a pen...it promotes thinking. I havent been convinced of the digital thinking capability, thats one of the reason why i ramble here :).

Btw, some one said a nice thing yesterday
People keep talking of Digital Divide but what about TV Divide, Radio Divide why wasn't there one!

~laterz

Split it

Fitness Challenge 2005 Describes a nice way of how exercise should be split up. I'm going to split the way I exercise in two One day do chest and back and Other day do Biceps, Triceps and Shoulders. Abs and Cardio should be done everyday.

Primarliy I have to figure out more chest exercises. The above link has some nice suggestions which i should explorer.